Liberty Commercial Finance Limited

Introduction

Liberty Commercial Finance Limited is a UK-based financial brokerage firm that specializes in providing a range of financial solutions to businesses. The company offers services such as asset finance, commercial mortgages, invoice finance, and business loans. This review aims to provide an objective assessment of the firm’s services, performance, and customer satisfaction levels.

Services Offered

Asset Finance

Liberty Commercial Finance Limited provides asset finance solutions that allow businesses to acquire the equipment and machinery they need without tying up their working capital. However, some customers have expressed dissatisfaction with the interest rates offered, stating that they are higher than those of competitors.

Commercial Mortgages

The firm also offers commercial mortgages, providing funding for the purchase of commercial properties. While this service is beneficial for businesses looking to expand their operations, some clients have reported a lack of transparency in the terms and conditions of the mortgage agreements.

Invoice Finance

Invoice finance is another service provided by Liberty Commercial Finance Limited. This service allows businesses to release cash tied up in unpaid invoices, improving their cash flow. However, some clients have expressed concerns over the fees charged for this service, which they claim are not always clearly explained upfront.

Business Loans

Liberty Commercial Finance Limited also offers business loans to help companies fund their growth and expansion. While this service has been praised for its flexibility, some customers have reported difficulties in meeting the stringent qualification criteria.

Customer Service

The customer service provided by Liberty Commercial Finance Limited has received mixed reviews. While some clients praise the firm for its responsive and professional service, others have reported issues with communication and a lack of follow-up on queries and concerns.

Transparency and Fees

A common complaint among clients of Liberty Commercial Finance Limited is a perceived lack of transparency, particularly in relation to fees. Some clients have reported unexpected charges and fees, which they claim were not clearly explained at the outset. This has led to dissatisfaction and a loss of trust in the firm.

Conclusion

In conclusion, while Liberty Commercial Finance Limited offers a range of financial solutions that can potentially benefit businesses, the firm has received mixed reviews from its clients. Concerns over high interest rates, a lack of transparency, and inconsistent customer service have been raised. It is recommended that potential clients thoroughly research the firm and its services before engaging in any financial agreements.